/* FAQ: same family as Get to Know (white base, tinted sections further down). Loads after know.css */
.f-hero{position:relative;overflow:hidden;background:#fff;padding:clamp(48px,9vw,110px) 0 clamp(56px,9vw,110px)}
.f-hero::before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(55% 45% at 100% 100%,rgba(7,87,201,.13),transparent 70%),radial-gradient(38% 32% at 82% 108%,rgba(198,40,50,.13),transparent 70%)}
.f-hero .wrap{position:relative}
.f-hero h1{margin:18px 0 20px;max-width:900px;font-size:clamp(2.2rem,7.6vw,5rem);line-height:1.02;letter-spacing:-.03em;color:var(--navy);text-wrap:balance}
.f-hero .lede{max-width:560px;font-size:clamp(1.02rem,2.6vw,1.2rem);color:var(--muted)}
.f-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:clamp(24px,4vw,38px)}
.f-btn,.f-ghost{display:inline-flex;align-items:center;gap:12px;padding:16px 28px;border-radius:999px;text-decoration:none;font-family:var(--disp);font-weight:800;transition:transform .25s,box-shadow .25s,gap .25s,background .25s}
.f-btn{background:linear-gradient(135deg,#061b3d,#0757c9);color:#fff;box-shadow:0 12px 28px rgba(7,87,201,.3)}
.f-btn:hover{transform:translateY(-3px);gap:18px;box-shadow:0 18px 38px rgba(7,87,201,.38)}
.f-ghost{color:var(--navy);border:1.5px solid rgba(6,27,61,.22)}
.f-ghost:hover{background:#f3f6fb;transform:translateY(-3px)}
.two{display:grid;gap:clamp(28px,6vw,70px)}
@media(min-width:860px){.two{grid-template-columns:1.1fr 1fr;align-items:center}}
.f-about{background:#f3f6fb;padding:clamp(64px,10vw,120px) 0;border-top:1px solid var(--line)}
.f-about h2,.f-why h2,.f-how h2,.f-faq h2{font-size:clamp(1.8rem,5vw,3.1rem);margin:14px 0 18px;text-wrap:balance}
.f-about h2{font-family:var(--disp);font-weight:800;letter-spacing:-.01em;font-size:clamp(1.6rem,4.4vw,2.7rem)}
.f-about .mut+.mut{margin-top:14px}
.f-facts{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.f-facts div{padding:22px 20px;border-radius:18px;background:#fff;box-shadow:0 1px 0 var(--line),0 14px 30px rgba(6,27,61,.06)}
.f-facts b{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(1.7rem,5vw,2.4rem);color:var(--navy);line-height:1.1}
.f-facts span{color:var(--muted);font-size:.9rem}
.f-powered{grid-column:1/-1;text-align:center;margin-top:6px;font-family:var(--sans);font-size:1.1rem;color:var(--navy)}
.f-why{background:linear-gradient(160deg,#061b3d,#0a3f96 70%,#0b4aa8);color:#fff;padding:clamp(64px,10vw,120px) 0}
.f-why .kicker{color:var(--rose)}
.f-why h2{max-width:720px}
.f-grid{display:grid;gap:14px;margin-top:clamp(28px,5vw,48px)}
@media(min-width:640px){.f-grid{grid-template-columns:1fr 1fr}}
@media(min-width:980px){.f-grid{grid-template-columns:repeat(3,1fr)}}
.f-grid li{padding:26px 24px 28px;border-radius:20px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.06);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);transition:transform .3s,background .3s}
.f-grid li:hover{transform:translateY(-4px);background:rgba(255,255,255,.11)}
.f-grid i{font-style:normal;font-family:var(--disp);font-weight:800;font-size:.7rem;letter-spacing:.22em;color:var(--rose)}
.f-grid h3{margin:14px 0 8px;font-size:1.4rem}
.f-grid p{color:#c7d8f5;font-size:.96rem}
.f-how{background:#fff;padding:clamp(64px,10vw,120px) 0}
.f-steps{display:grid;gap:0;margin-top:clamp(28px,5vw,48px);counter-reset:s;border-top:1px solid var(--line)}
@media(min-width:900px){.f-steps{grid-template-columns:repeat(4,1fr);border-top:0;gap:18px}}
.f-steps li{counter-increment:s;position:relative;padding:24px 0 24px 64px;border-bottom:1px solid var(--line)}
@media(min-width:900px){.f-steps li{padding:64px 0 0;border-bottom:0;border-top:2px solid var(--navy)}}
.f-steps li::before{content:counter(s,decimal-leading-zero);position:absolute;left:0;top:22px;font-family:var(--serif);font-size:2.2rem;line-height:1;color:var(--red)}
@media(min-width:900px){.f-steps li::before{top:16px}}
.f-steps b{display:block;font-family:var(--serif);font-weight:500;font-size:1.35rem;color:var(--navy)}
.f-steps span{color:var(--muted);font-size:.96rem}
.f-faq{background:#f3f6fb;padding:clamp(64px,10vw,120px) 0}
.f-narrow{max-width:820px}
.f-list{margin-top:clamp(24px,4vw,40px);display:grid;gap:10px}
.f-list details{background:#fff;border-radius:16px;box-shadow:0 1px 0 var(--line);transition:box-shadow .3s}
.f-list details[open]{box-shadow:0 16px 36px rgba(6,27,61,.1)}
.f-list summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:16px;padding:20px 22px;font-family:var(--disp);font-weight:800;font-size:clamp(.92rem,2.4vw,1.08rem);color:var(--navy)}
.f-list summary::-webkit-details-marker{display:none}
.f-list summary span{flex:1}
.f-list summary i{position:relative;flex:0 0 auto;width:30px;height:30px;border-radius:50%;background:#e9f2ff}
.f-list summary i::before,.f-list summary i::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:2px;margin:-1px 0 0 -6px;background:var(--blue);transition:transform .3s}
.f-list summary i::after{transform:rotate(90deg)}
.f-list details[open] summary i{background:var(--red)}
.f-list details[open] summary i::before,.f-list details[open] summary i::after{background:#fff}
.f-list details[open] summary i::after{transform:rotate(0)}
.f-list summary:focus-visible{outline:2px solid var(--blue);outline-offset:2px;border-radius:16px}
.f-list details p{padding:0 22px 22px;color:var(--muted);max-width:680px}
.f-band{background:radial-gradient(circle at 50% 0%,#0b4aa8,#072c69 50%,#04122b);color:#fff;text-align:center;padding:clamp(64px,10vw,110px) 0}
.f-band h2{font-size:clamp(2rem,6vw,3.6rem)}
.f-band p{margin-top:12px;color:#c7d8f5}